Cape Gazette
http://capegazette.villagesoup.com/p/1177832

Escrow Rules

By Bill Cullin | Sep 09, 2015

The lender is allowed to accumulate a borrower's payments up to a two-month advance cushion at the end of a year. But if a surplus develops beyond this amount, the borrower is now entitled to an immediate refund unless the surplus is less than $50. ...

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The price of liberty is eternal vigilance.